It Is Always FAFSA Season!

October 4, 2019 The FAFSA is the Free Application for Federal Student Aid. College applicants that want to apply for federal grants, work study or loan programs must complete the FAFSA. Between 1958 and 1992 federal legislation was passed to ensure that middle- and low- income families had access to loans and grant programs in … Continue reading It Is Always FAFSA Season!

UTMAs: Are You Ready to Give Them Control? Are They Ready to Steward?

September 24, 2019 “Tell your parents ‘Don’t worry about the price.  It will be worth it.  Don’t worry about debt; just accept the (college) offer!’” Yep, a college sophomore said it with her loud voice during a university “meet and greet” my daughter and I attended this past summer. Then there was a young woman … Continue reading UTMAs: Are You Ready to Give Them Control? Are They Ready to Steward?

Thief – Overcoming Social and Economic Barriers to Human Capital Recovery

Posted November 29, 2018 “My life was a raging dumpster fire!” – Anonymous, after two weeks at a residential drug rehabilitation treatment center. So, how does the practitioner or client engage in financial planning while the client is driven to desperately and surreptitiously feed their addiction or fearfully concede to a dependence on opiates?  When … Continue reading Thief – Overcoming Social and Economic Barriers to Human Capital Recovery