September 15, 2019 Fatigue: weakness caused by repeated forces, conditions or exerted efforts over time. Gradually, strength, alertness or resolve to resist diminishes. The results of fatigue are mechanical failure, capitulation, or indifference. Think of repeatedly bending a paperclip back and forth until it breaks, the way an ill-prepared sprinter physically falls apart during … Continue reading Avoid Breach Fatigue: Plan To Protect Your Identity
No matter what subject I teach or concept I explain, I start with definitions and grammar. A definition “states or expresses the meaning of a word or the nature of something”, whether that “something” is abstract or concrete. Grammar has several definitions, however the definition of interest for the purposes of this discussion is “a … Continue reading #Therapeutic: A Part of Financial Life Planning Grammar
Posted December 13, 2018 Can the 529 ABLE account be expanded to include Opioid Use Disorder as a qualified disability? It is worth considering. Prior to June 2018, the Whatcom County Sherriff’s office had a policy of denying individuals suffering from opioid use disorder (OUD) medications that treat opioid addiction. Inmates were required to go … Continue reading Go One Step Further: The 529 ABLE For Recovering Opioid Abusers…?
Posted November 29, 2018 “My life was a raging dumpster fire!” – Anonymous, after two weeks at a residential drug rehabilitation treatment center. So, how does the practitioner or client engage in financial planning while the client is driven to desperately and surreptitiously feed their addiction or fearfully concede to a dependence on opiates? When … Continue reading Thief – Overcoming Social and Economic Barriers to Human Capital Recovery
Posted November 14, 2018 Something is stealing your human capital. Human capital is intangible collective resources possessed by individuals and groups within a given population. These resources include all the knowledge, talents, skills, abilities, experience, intelligence, training, judgment, and wisdom possessed individually and collectively, the cumulative total of which represents a form of wealth available to nations and organizations … Continue reading Thief!